A horse with “a lot of chrome” is a colloquial expression that refers to a horse that has a lot of flashy or showy equipment, such as brightly polished metal on its harness or saddle. It can also refer to a horse that has white markings on its face and legs, which are often referred to as “chrome” because they stand out against the horse’s dark coat. The expression is used to describe a horse that is impressive or eye-catching in some way.